On November 27, 2012, the US Attorney’s Office for the Northern District of Texas announced that the final two defendants of a staged automobile accident scheme were sentenced.  Kara Lashon Collins and Stephanie Denise Moses were sentenced to 46 months and 12 months in federal prison.  Collins was ordered to pay $356,000 in restitution, and Moses was ordered to pay $95,000.  

The principal defendants, Frenchitt Su-Dell Collins and Alan Murray Robison, were sentenced to 15 years and 100 months in prison earlier in November.  Frenchitt Collins is Kara Collins’ husband and Robison’s half-brother.  Frenchitt was also ordered to pay $700,000 in restitution, and Robison was ordered to pay $203,000.  

According to court documents, the four defendants operated a scheme to defraud insurance companies like Hartford Lloyds Insurance Company, Travelers Insurance, GEICO Insurance Company, Nationwide Insurance Company, 21st Century Insurance Company, and Farmers Insurance Group of Companies.  People were recruited to stage accidents, and the defendants also stole identities from people including an Iraq war veteran and a school cafeteria worker.  The fraudulent insurance claims were submitted after the staged accidents and with fake identities.  

The defendants also created fake chiropractic clinics that submitted fraudulent medical records and bills to insurance companies.  The claims were submitted to private-pay property and casualty insurance carriers that settled claims on accidents solely according to fake documentation of property damage claims as well as fake medical records and bills.  The settlement checks were cashed by the defendants.  

Court documents further indicate that Frenchitt Collins and Alan Robison tried to tamper with a witness after they were arrested in May 2012.  The defendants tried to convince two witnesses to sign affidavits with information they believed would help the defense.  The witnesses would not sign the affidavits and turned over the false affidavits to the FBI.  

Source: Federal Bureau of Investigation